Life Insurance guarantees, as the main cover, the risk of death of the insured persons, paying the beneficiaries the contracted capital.
In addition to death coverage, there is the possibility of contracting other additional coverages, such as "Absolute and Definitive Disability," "Total and Permanent Disability," "Serious Diseases," among others. In these cases, the Insurer will pay to the beneficiaries, who usually are the insured persons themselves, the agreed compensation.
Life insurance is a protection for you and your family that allows you to face a loss of income and unexpected expenses, maintaining your life's financial stability.
It also guarantees that the bank receives the contracted loan value, relieves the beneficiary, or his heirs, in the event of death.
Life insurance is also, in addition to the Multi-risk Home Insurance, a requirement of banks to make a mortgage. Keep in mind that, according to the Law, the same banking entities cannot require you to take out this insurance from theirs, and the consumer is free to choose.
This way and by consulting us, you can save up to 60% with the cost of this same insurance.
In the event of death, a death certificate is required. In case of incapacity, it is necessary to send the Insurer, the clinical and medical documents requested by the company and provided for in the general conditions of the policy, which will subsequently be analyzed to assess the insured person's degree of disability.
There is thus a clear advantage in taking out life insurance:
Do you think about hiring a Life Insurance? Consult us about the best options on the market!